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We are constantly bombarded by various ads, billboards, and commercials promoting different varieties of insurance. But why is insurance seemingly important? Insurance is designed to provide for different types of allegations depending upon the form of plan that has been bought. Insurance can be an effective tool in protecting our cars, houses, things, and physical health; despite its seemingly high cost. Some types of policies are required by law, while others can be purchased in addition. An experienced insurance agent can review your best options regarding rates and coverage. state farm insurance 03106